Consumer Finance Lending
Oregon Revised Statute 725
A consumer finance loan includes funds that are lent or a line of credit
that has periodic payments and terms longer than 60 days. These loans
may be secured by personal or real property (e.g. first or second residential
mortgages) or as unsecured loans. A person acting as an agent, broker,
or facilitator for a person that makes such loans must also be licensed
as a consumer finance lender.