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Consumer Finance Lending

Oregon Revised Statute 725

A consumer finance loan includes funds that are lent or a line of credit that has periodic payments and terms longer than 60 days. These loans may be secured by personal or real property (e.g. first or second residential mortgages) or as unsecured loans. A person acting as an agent, broker, or facilitator for a person that makes such loans must also be licensed as a consumer finance lender.

Information for consumers

File a complaint
If you have a complaint against a consumer finance company, please use our online complaint form. The form may also be printed and mailed or faxed to us. T
he form is available in both English and Spanish versions.


NMLS Registration information

As of 2014, all Oregon Consumer Finance License Applications and Renewals are processed through the NMLS platform. Paper applications or renewals for this license are no longer accepted.

Industry information