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Debt Management Service Provider

HB 2191 (2009)

Program includes all types of "debt management" services including debt settlement, some loan modification activities, credit repair, debt proration and financial education programs. Note: This registration replaces both the credit service organization and the debt consolidating agency registrations.

"Debt Management Service" means performing any of the above activities for which a person receives money or other valuable consideration or expects to receive money or other valuable consideration. Debt Management Service Providers are required to be registered with the Department of Consumer and Business Services.

As of March 31, 2013, Oregon has 56 registered debt management service providers.
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Information for consumers

Protect yourself from illegal debt management companies
 Any company that offers to help you get out of debt, negotiate with creditors, or fix your credit rating must be registered in Oregon and meet strong standards under a new Oregon law. Click below for more information.

  • Report an illegal advertisement. Online form available in English or Spanish.
  • Check to see if a company is registered.
  • FAQs for consumers about debt management companies.
  • Information from the FTC about using debt management service providers.

    • File a complaint
    If you have a complaint against a debt management service provider, please use our online complaint form. The form may also be printed and mailed or faxed to us. T    he form is available in both English and Spanish versions.

    Featured Links

    Enrolled HB 2191 (2009 Or. Laws ch. 604)

    OAR Chapter 441, Division 910

    Appendix A - fee examples
     

     

    Registration information

    Click here for information on becoming registered under the new debt management service provider law including application forms.

    Latest news

    Effective December 31, 2009, the business designations credit services organizations and debt consolidating agencies were replaced by the new business designation debt management service provider.