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Mortgage Lending

Oregon Revised Statute 86A

Mortgage bankers lend money to fund loans secured by interests in real estate and they either sell or service the loans. Mortgage brokers sell real estate paper for themselves or for others or accept funds from others to invest in real estate paper. Mortgage brokers also make or negotiate mortgage loans. The mortgage lender license permits a company to act as a mortgage banker, mortgage broker or both.

As of December 31, 2013, there were 576 licensed mortgage lenders with 1,556 licensed locations. There were 5,080 licensed loan originators.



Information for consumers

Avoid foreclosure scams
Homeowners having difficulties making their mortgage payments on time or facing foreclosure should beware of foreclosure scams. read more.....

File a complaint
If you have a complaint against a mortgage lender or loan originator, please use our online complaint form. The form may also be printed and mailed or faxed to us. T
he form is available in both English and Spanish versions.

Check out our consumer alerts and press releases to learn about the actions against fraudulent lenders or events to promote consumer education.

Check on a loan originator
Find out if the loan originator you want to do business with is actively registered and has any enforcement actions. Click here for more information.

 

 

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