Safeguarding Oregon consumers through
regulation and education
The Department of Consumer and Business Services touches the lives of most Oregonians through its regulation of the financial industry. We make sure companies follow the law and treat consumers fairly in areas ranging from insurance and securities (investments) to banking and consumer loans.
This site highlights key consumer protection issues. It links you to more detailed information on the pages of our Insurance Division, Division of Finance and Corporate Securities, and the Building Codes Division.
Tip of the week
Health insurance open enrollment
Health insurance open enrollment for 2014 coverage is now open. The new plans generally cover more and insurers can no longer deny coverage for people with pre-existing conditions. You can purchase coverage from an insurance agent or through Cover Oregon, the state’s health insurance marketplace. Many people will qualify for financial help if they buy through Cover Oregon. More information…
Fines levied in gold mining investment scheme
More than 150 investors, mostly Oregonians, lost money in a gold mining investment scheme involving unlicensed salespeople. Read more.
Most Internet-based payday lenders are not licensed to do business in Oregon. If you use them, you could pay more in interest and fees than Oregon law allows. More.
Ask Ron answers your insurance questions.