Licensing Application Procedures
Oregon law requires the Insurance Division to conduct a fingerprint-based
background check and perform a fitness determination on applicants for
a resident license. Fingerprints must be taken at a PSI
test center. PSI uses"live scan" technology, which digitally
captures and transmits the fingerprints to the Oregon State Police and
Federal Bureau of Investigation for a criminal records check. Fingerprinting
is not required for resident licensees adding a line of authority to an
Background check information
- The Insurance Division performs a fitness determination on all applicants
for a resident license.
- Applicants with criminal convictions should consult the Oregon Administrative
Rules for guidance on convictions. The following links to the administrative
rules related to background checks and the fitness determination that
is done on each resident applicant. http://arcweb.sos.state.or.us/rules/OARS_800/OAR_836/836_072.html.
- These administrative rules describe the crimes relevant to a fitness
determination, and set a timeline for when these crimes can be considered
when evaluating an application.
- A criminal conviction does not automatically disqualify a person from
getting a license. The Oregon Insurance Division makes a determination
on a case-by-case basis after evaluating many factors.
- Certain crimes involving dishonesty or breach of trust require a waiver
from our office in order to participate in the insurance industry. The
following section contains information on obtaining this waiver.
1033 waiver information
The Violent Crime Control and Law Enforcement Act 18 U.S.C. §§
1033 prohibits certain activities by or affecting persons engaged, or
proposing to become engaged, in the business of insurance:
Persons convicted of certain crimes involving dishonesty
or breach of trust are required to obtain the written consent of the appropriate
state insurance regulatory official. The written consent must specifically
state that consent is given for the individual to engage in the business
of insurance pursuant to 18 U.S.C. § 1033(e).
Any individual who has been convicted of any criminal
felony involving dishonesty or a breach of trust, or who has been convicted
of an offense under this section, and who willfully engages in the business
of insurance whose activities affect interstate commerce or participates
in such business, shall be fined as provided in this title or imprisoned
not more than five years, or both.
The Insurance Division will review the application to determine if
written consent should be granted allowing you to work in the insurance
industry in Oregon.