Independent Review Organizations
Long-Term Care Insurance Appeals
The Oregon Insurance Division certified the following Independent Review Organizations to decide disputes about whether you qualify for benefits under your long-term care insurance policy. This is most likely because you can no longer perform certain activities of daily living or have a cognitive impairment.
Your appeal rights can be found in administrative
rule (OAR 836-52-0768) and (836-052-0770).
You may select the company you want to review your case. If you don't name a company, the insurance company will do so on your behalf. If you have questions about this process, contact an Oregon Insurance Division consumer advocate at 1-888-877-4894.