1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

2005

Self

11.7

14.4

15.9

14.7

14.1

15.8

16.7

17.2

15.9

16.3

17.0

16.8

15.8

14.9

14.0

13.5

13.4

14.7

14.3

14.6

Private

47.4

47.7

47.1

52.8

54.8

56.9

50.5

48.0

48.1

50.4

50.4

52.3

53.2

53.7

50.2

49.3

44.9

42.8

41.4

39.3

SAIF

40.9

37.9

37.0

32.5

31.1

27.3

32.7

34.7

36.0

33.2

32.6

30.9

31.0

33.1

35.7

37.2

41.7

42.5

44.3

46.1

1.  Excludes premium assessment.  Direct premium written is shown for private insurers and SAIF Corporation, estimated simulated net premium is shown for self-insurers. Includes Large Deductible Premium Credits.

2.  Includes SAIF Corporation premium adjustment: transfer of $30 million from 1990 to 1989.

Note: A change in methodology in estimating self-insurers' net premium was introduced in 1987 for purposes of this report.  Prior to that year, net premium was estimated strictly as 80 percent of standard premium for all self insurers, on the assumption that this would approximate the effects of retrospective rating.  Beginning in 1987, however, estimates of net premium have taken into account premium discounts for those self-insurers not electing the retrospective rating plan method of premium calculation.  Due to rounding, sum of percents may not equal 100 percent.

Source: Private and SAIF Corporation data from Annual Statements filed with the National Association of Insurance Commissioners.  Self-insurer data from quarterly Payroll and Assessment Reports to Fiscal Services Section. Earned Large Deductible Premium Credit amounts as reported by insurers on quarterly premium assessment remittance forms.

Data compiled by the Research & Analysis Section, Information Management Division, Oregon Department of Consumer and Business Services.  Updated 6/2006