Site Map
Table of Contents

  • Home
  • Highlights
  • Introduction
  • Premiums
    • Table 1 Oregon Workers' Compensation Total-System Premiums and Market Share by Type of Insurer for Calendar years 2003-2005 ($millions)
  • Market Share
    • Figure 1: Total-System Written Premium and Market Share by Type of Insurer, Oregon, 1986-2005
  • Private Insurers
    • Table 2: Premium and Ranking of 20 Largest Private Insurance Companies in 2005 Compared to 2004
  • Loss Ratio
    • Figure 2: Average Loss Ratios for Private Insurers & SAIF Corporation, 1986-2005
  • Profitability
    • Figure 3: Combined Ratio: Oregon vs. Countrywide, 1991-2005
    • Figure 4: Percent of Direct Premiums Earned Return on Net Worth, 1990-2004
  • Dividends
    • Figure 5: Dividends paid or credited by SAIF and private insurers in Oregon, 1986-2005
    • Figure 6: Dividend Ratio 1986-2005
  • Expense Loading Factors
    • Figure 7: Expense Loading Factors - Top 30 Private Insurers, SAIF Corporation, and average, 1986- 2005
  • Assigned Risk Pool
    • Figure 8: Adjusted Expense Factor, 1982-2007
    • Figure 9: Total Net Premium, Oregon Assigned Risk Pool, 1986-2005
    • Figure 10: Average Net Premium and Number of Employers, Oregon Assigned Risk Pool, 1986-2005
    • Figure 11: Residual Market Premiums as a Percent of Total Premiums Written, 1987-2005
  • Self Insurers
    • Table 3: Self-Insured Covered Payroll, Simulated Manual Premium, Standard Premium, Net Premium, and Average Net Premium Rate for 1981-2005, with Year-to-Year Percentage Changes ($ thousands)
    • Figure 12: Average Self-Insurer Net Premium Rates per $100 of Payroll, 1981-2005
    • Figure 13: Number of Self-Insurers and Net Premium Totals by Premium Volume Groups, 2002 thru 2005
    • Table 4: Self-Insured Groups, 2004 & 2005
  • Large Deductible Premium Credits
    • Figure 14: Earned large Deductible Premium Credits (LDPC's)1996-2005 ($millions)
  • Premium Rates
    • Chart 1: Pure Premium Rate Changes 1990-2007
  • Employer Costs and Assessments
    • Table 5: Premium Assessments and Workers? Benefit Fund Assessment Calendar Years 2002-2005
    • Figure 15: Oregon Workers' Benefit Fund (Cents-per-Hour) Assessment Rate, 1987-2007
    • Figure 16: Oregon Workers' Compensation Premium Assessment Rate 1981-2007
    • Figure 17: Total Loaded Premium, Assessment and Contribution Paid per $100 of Payroll, 1991-2007

Appendix:

  • AT1a - Summary of Workers' Compensation Insurance Business by Insurer Type for Calendar Year 2005
  • AT1b - Summary of Workers' Compensation Insurance Business by Insurer Type for Calendar Year 2004
  • AT 2 - Oregon Workers' Compensation Premiums, Loss Ratios, and Expense Loading Factors for Major Private Insurer Groups, 2004 and 2005

  • AT 3 - Assigned Risk Pool Premiums Written and as Percent of Total Direct Premiums Written, Number of ARP Risks, and Average Size of Risks, by State, 2005
  • AT 4 - Industry Requests for Average Manual Rate Changes and Final Rates Approved, 1966 to Date

 

 


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